Financing Options

Go solar without draining your capital

Choose the funding structure that fits your balance sheet. We package the application, liaise with our lending partners and keep you updated in the customer portal.

Compare Your Options

Four routes to a fully installed solar plant

All options include professional installation, commissioning, a Certificate of Compliance and monitoring activation.

Rent-to-Own

36 – 72 months

Own the system at the end of the term

Pay a fixed monthly rental on a fully installed system. Every payment builds toward ownership, and maintenance is included for the rental period.

  • No large deposit
  • Fixed monthly amount
  • Ownership transfers at term end
  • Maintenance included
Apply with Rent-to-Own

Instalment Finance

24 – 84 months

Traditional credit, straightforward ownership

Finance the installation through our partner lenders and own the asset from day one while repaying in predictable monthly instalments.

  • Immediate ownership
  • Competitive linked rates
  • Settle early without penalty
  • Personal or business applications
Apply with Instalment Finance

Asset Finance

36 – 96 months

Balance-sheet friendly for business

Structured business finance secured against the plant itself, preserving your working capital and existing credit facilities.

  • Preserves cash flow
  • Section 12B allowance guidance
  • VAT-efficient structuring
  • Terms matched to asset life
Apply with Asset Finance

Power Purchase Agreement

10 – 20 years

Zero capex clean energy

We fund, install, own and maintain the plant on your roof. You buy only the electricity it produces, at a tariff below your utility rate.

  • R0 upfront investment
  • Pay only for kWh used
  • All O&M carried by us
  • Option to buy out later
Apply with Power Purchase Agreement

How It Works

From application to installation in four steps

  1. 1

    Submit your details

    Complete the quote form and upload your latest electricity bill.

  2. 2

    Receive a costed design

    We size the system and quote it alongside monthly finance figures.

  3. 3

    Credit assessment

    We package your documents and submit to the best-fit lending partner.

  4. 4

    Approval and installation

    On approval we schedule installation, commissioning and your COC.

What You'll Need

  • Certified ID copy (or company registration documents)
  • Three months' bank statements
  • Latest electricity bill for the property
  • Proof of address or lease agreement
  • For businesses: latest financial statements and management accounts

Finance is subject to credit approval by our third-party lending partners. HOBYS EMPIRE is not a credit provider and quoted monthly figures are indicative until a lender issues a formal offer.

Start Your Application

Ready to take control of your power bill?

Send us your latest electricity bill and our engineers will return a costed system design and finance options.